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Reading a credit report at the kitchen table Bronze

Credit Mastery

Understand, dispute and rebuild your own personal credit — with a real person beside you.
$1,997
10hours of scheduled
one-on-one coaching
One-time payment · instant portal access
  • Up to 10 scheduled one-on-one sessions — up to 10 hours by phone or Zoom, with someone who has done this
  • Monday–Friday support, always open — questions never draw from your hours
  • The complete Credit Mastery program — 10 modules
  • How FICO scoring really works — the five factors, and which ones move
  • Pull and read all three bureau reports properly
  • Your federal rights under the FCRA, in plain English
  • Categorize every inaccuracy — and handle identity-theft accounts the stronger way (FCRA §605B)
  • Six ready-to-use letter templates — cover, dispute, identity-theft, follow-up, inquiry, goodwill
  • A fully worked example plus the exact certified-mail process
  • Monitoring, utilization and the habits that hold your gains
  • 30-day satisfaction guarantee
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Most Popular Working through business paperwork at a desk Gold

Credit + Capital

Fix the credit, turn it into capital, and form the business that holds it.
$3,500
17hours of scheduled
one-on-one coaching
One-time payment · instant portal access
  • Up to 17 scheduled one-on-one sessions — up to 17 hours by phone or Zoom, seven more than Bronze
  • Monday–Friday support, always open — questions never draw from your hours
  • Everything in Credit Mastery, in full
  • The Business Funding Playbook — 5 modules on turning good credit into real capital
  • How lenders and issuers actually decide — and how to prepare before you apply
  • Business credit cards and “stacking” — in your own name
  • The Business Formation Blueprint — 9 chapters, step by step
  • LLC or corporation setup, and the steps people get wrong and pay for later
  • Getting your EIN — the legal foundation for business credit
  • 30-day satisfaction guarantee
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A family together outdoors Platinum

Credit, Capital + Legacy

Everything above, plus how wealth is held and passed on — trusts explained honestly.
$4,997
25hours of scheduled
one-on-one coaching
One-time payment · instant portal access
  • Up to 25 scheduled one-on-one sessions — up to 25 hours by phone or Zoom, eight more than Gold
  • Monday–Friday support, always open — questions never draw from your hours
  • Everything in Credit + Capital, in full
  • The Protected Legacy Guide — 17 chapters on trusts, protection and generational wealth
  • What a trust actually is — and funding it, the step that decides everything
  • Revocable vs irrevocable, and a field guide to the major trust types
  • Where protection genuinely comes from — and the timing rule that undoes it
  • Trust bank accounts, and how FDIC coverage works inside a trust
  • How the Rockefeller, Kennedy, Walton, Ford and Hearst families did it — and where Getty, Pritzker and du Pont went wrong
  • The danger zone — the schemes, and what the IRS actually says
  • Choosing a qualified professional, plus a preparation workbook and glossary
  • 30-day satisfaction guarantee

Educational only. Credit Clarity Academy is not a law firm, trust company, bank, CPA firm or registered investment adviser, and this guide does not tell you how to create a trust — drafting one is the practice of law.

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